Associate, Retail Product Development & Research – TD Asset Management

Asset Management
Toronto, ON
September 13, 2023



Workplace Model


Pay Details

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with your recruiter and ask compensation related questions, including pay details for this role.

Department Overview

TD Asset Management (TDAM), a member of TD Bank Financial Group, is a leading North American investment manager offering progressive investment solutions to both institutional and individual investors. For over two decades, the organization has established competitive market positions in active, quantitative, and passive portfolio management. As of March 31, 2023, TDAM and its affiliates manage over $421 billion in assets on behalf of pension, insurance, endowment/foundation, and corporate clients, as well as high-net worth clients and retail mutual funds.

In attaining this client commitment, TDAM has built one of Canada’s largest and most respected investment management and research teams with more than 220 Portfolio Managers, Associate Portfolio Managers, Traders and Analysts.

The Retail Product Development and Research team within TD Asset Management is responsible for the product strategy and development of TD’s entire retail product portfolio as well as market research. The team’s mandate is as follows:

  • Develop a solid understanding of markets, competitors, product and regulatory trends, advisor and client needs to effectively inform decisions and drive new product concepts
  • Synthesize data on emerging medium- and long-term product development trends to inform the long-term product roadmap
  • Develop products for various distribution channels to profitably grow market share

Job Details

The Associate, Retail Product Development and Research role is responsible for supporting the team on all aspects of market research as well as supporting the product development process including pricing.

Key Responsibilities:

  • Develop an understanding of TDAM’s general investment philosophy and investment styles, and retail investment products (i.e., mutual funds, ETFs, SMAs)
  • Support the team and take leadership in synthesizing product, competitive and industry research and analysis into meaningful recommendations to promote the development of new product concepts or to support the Product Management, Client Portfolio Management (CPM) and Distribution teams
  • Support the team in the product development process (i.e., assessment of new investment ideas, product design, business cases, product briefs, presentations)
  • Develop an understanding of the needs of retail clients and advisors as well as the nuances between different Distribution (sales) channels
  • Work towards a cooperative environment with a team-first mentality

Key Interactions:
The following interactions constitute an integral part of this position:

  • Direct report to the Vice President & Director, Retail Product Development and Research
  • Support all members of the Retail Product Development and Research team
  • Collaborate closely with the Product Management and CPM teams
  • Develop relationships with other investment professionals across TDAM including the Distribution (sales), Portfolio Management, Sales Enablement, Marketing, Legal and Compliance teams


Job Requirements

  • Minimum 2 to 4 years of related industry experience with ideally some direct experience in a product role (i.e., product development, product research or product management)
  • Knowledge of retail investment products (Mutual Funds & ETFs) is an asset
  • Knowledge of major investment strategies/styles employed by fixed income and equity portfolio managers is an asset
  • Knowledge of alternative investment strategies is an asset
  • Knowledge of regulatory/compliance environment for retail investment products is an asset
  • High-level of curiosity to conduct in-depth market research
  • Ability to synthesize market research into compelling written insights
  • Strong analytical skills with exceptional attention to detail
  • Ability to prioritize and operate in a fast-paced environment
  • Knowledge of Morningstar Direct and Simfund is an asset
  • Strong knowledge of Microsoft Office required, primarily Excel and PowerPoint
  • Undergraduate degree in a related field required
  • CFA Charterholder (completion, or in progress, or willingness to pursue) required
  • CAIA Charterholder nice to have
  • Graduate degree (M.Sc./MBA) nice to have

Additional Information

The hybrid work environment is Tuesday/Wednesday/Thursday in office each week.

Company Overview

Our Values
At TD we’re guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe, inclusive and supportive work environment to help colleagues feel a sense of belonging, and supported in their personal and professional growth. Through our focus on total well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes … because when colleagues feel their best, they’re more likely to do their best.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they’ll always have access to the TD community and experience our culture of care.

Who We Are
TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is a customer obsessed organization, and we are deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.


Our Commitment to Diversity, Equity, and Inclusion
At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

How We’re Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!